About Pacific Nations

About Pacific Nations Auto Sales & Finance

Pacific Nations Auto Sales & Finance is an independent used vehicle dealership in Campbell River, British Columbia, serving customers throughout Vancouver Island and across the province. We hold a 4.9-star rating from more than 1,400 Google reviews, the strongest review record of any used car dealership on Vancouver Island at that volume.

We started from a straightforward belief: everyone deserves access to safe, reliable transportation, and a credit score does not tell you much about a person. That belief still shapes how we work.

Pacific Nations opened in May 2017, started by Aron and Nicole Welsh together with Karl Ebdrup of the Steve Marshall Auto Group. Aron had spent his career to that point in sales and finance at Steve Marshall Ford, much of it on the non-prime side, learning in detail what separates an application that gets approved from one that gets turned away. That is why our finance department is built the way it is, and why all credit situations get taken seriously here rather than treated as an afterthought.

The name came from the customers. In the years before we opened, Aron worked with families across First Nations communities on Vancouver Island one relationship at a time, and those customers are the reason there was a business to start at all. Being accepted and trusted by the First Nations communities of this coast, these Pacific nations, was a real honour, and our name is an homage to them. The raven in our logo was created by Adam Lewis, a Kwakwaka’wakw artist from Cape Mudge Village on Quadra Island and a member of the We Wai Kai Nation.

We started small, with a handful of vehicles and the two of us doing every job in the building. What has been built since has been built by the people who came to work here. Over nine years, sales representatives, finance managers and accounting staff have given us years of their working lives, and most of what customers tell us they like about this place comes down to them. We are a team of fifteen now, with 40 to 50 vehicles on the lot at any time.

Our Vehicles

We keep 40 to 50 vehicles on the lot at any time: cars, trucks, SUVs, minivans, vans and trailers, in all makes and models. Because we are independent rather than tied to a single manufacturer, we can put you in whatever actually fits, rather than steering you toward the brand on the sign.

Used doesn’t have to mean old. Most of our lot is three to six model years old, recent enough to still feel new, with the big depreciation hit already absorbed by someone else. That range is also where financing works hardest for you: lenders offer their best rates and longest terms on newer vehicles, so people are often surprised to find a nicer vehicle costs less per month than the older one they came in expecting to buy. We also carry vehicles in the $10,000 to $20,000 range, where financing is usually still available on shorter terms, and a selection of older trade-ins under $10,000 that suit cash buyers.

Every vehicle goes through a comprehensive multi-point mechanical inspection and full reconditioning before it is listed. If a vehicle does not meet our standard, it does not go on the lot. Every listing on our website includes a free CARFAX report and an independent CarGurus price rating, so you can see the vehicle’s history and how its price compares to the market without taking our word for either.

As part of the Steve Marshall Auto Group, we can also reach thousands of vehicles across a much larger network. If what you want is not on our lot, tell us the year, make, model and budget and we will look for a match, often within 24 hours.

Financing

We arrange financing for every credit situation: excellent credit, bad credit, no credit history, first-time buyers, and customers rebuilding after a difficult period. We work with more than twelve of Canada’s leading automotive lenders, including TD Auto Finance, RBC and CIBC, and we are one of the few independent dealerships in British Columbia with that level of national-lender access.

Shopping an application across that many lenders is how we find a strong approval rather than accepting the first offer that comes back. Most approvals are completed the same day. We focus on a payment you can carry comfortably and a loan structure that helps your credit rather than straining it, and if a deal does not make sense for you, we will tell you so.

Trade-Ins

We appraise trade-ins using vAuto, which pulls live market data including current listings and recently sold comparable vehicles, combined with Canadian Black Book values. We will show you the same screen we are looking at, so you can see the actual comparables and recent sales behind your number instead of being handed a figure with no explanation.

The Communities We Serve

Campbell River sits close to the centre of Vancouver Island, roughly a three-hour drive from Victoria, Port Hardy and Tofino, which puts us within reach of the whole Island. On Vancouver Island we regularly serve Courtenay, Comox, Nanaimo, Parksville, Port Alberni, Duncan, Victoria, Port Hardy and communities throughout the North Island.

We also deliver across the mainland every week, including North Vancouver and the Lower Mainland, Powell River, Kamloops, Kelowna, Williams Lake and Prince George. We coordinate the entire process, so many of our customers complete the whole purchase, including financing and trade-in, without ever driving to Campbell River.

Our Community

We sponsor local causes, youth sports and community initiatives throughout the year, including the Campbell River Hurricanes U13 girls hockey team, and we support First Nations initiatives across the region. We also run a weekly $250 grocery gift card giveaway for local families.

We welcome customers from every background and community. We honour and respect First Nations culture and values, and we are proud of our long-standing relationships with First Nations communities on Vancouver Island and the Pacific Coast.

Visit Us

Pacific Nations Auto Sales & Finance
1432 Island Hwy #156, Campbell River, BC V9W 8C9
Phone: 250-830-4975

Open Monday 9:00 AM to 5:00 PM, Tuesday to Thursday 8:00 AM to 6:00 PM, and Friday and Saturday 9:00 AM to 5:00 PM. Closed Sunday.

You can browse our inventory, read our FAQs, or get in touch. You can also watch hundreds of vehicle walk-arounds and behind-the-scenes videos on our YouTube channel.