ADAM PHILLIPS STEPHANIE CAMPAIGN APPLICATION

Stephanie · Pacific Nations Auto Sales

Let’s find your next vehicle together.

Excellent credit, rebuilding your credit, or not sure where to start — wherever you’re at, I’ll walk you through it.


Get pre-approved

Under a minute to start. No commitment.

Stephanie, sales representative at Pacific Nations Auto Sales in Campbell River

Buying a vehicle can feel overwhelming, especially if you’ve had credit challenges in the past. My job is to take that weight off you. I’ll answer your questions, explain what’s actually happening at each step, and help you find something that fits your life and your budget.

4.9★
from 1,400+ Google reviews — Vancouver Island’s top-rated used car dealership
1 hr
typical turnaround on a pre-approval
12+
lenders, so all credit situations are welcome here
BC
wide delivery, Victoria to Prince George

Start here

Tell me how to reach you. Once you submit this you’ll go straight to the secure credit application to finish up, and I’ll follow up personally.

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What happens after you apply

Your application goes to our finance manager, who reviews it and works out which lenders fit your situation. I’ll be the one reaching out to you, usually the same day, to talk through what you’re looking for. If we get you approved, I’ll tell you the number you’re working with so you can shop knowing exactly what fits. If we can’t, I’ll tell you that too, and why. You won’t be left wondering.

Pacific Nations customer collecting their vehicle with Stephanie

No two situations are the same, which is why I’d rather ask questions than assume. Whether you’re upgrading, replacing something that finally gave up, or buying your first vehicle, the starting point is what matters most to you.

Happy Pacific Nations customer with a newly purchased vehicle

My favourite part of this job is the moment someone drives away in a vehicle they weren’t sure they could get. I’ve helped customers right across British Columbia get to that point.

Why Pacific Nations

Every vehicle checked, every price shown

Fully reconditioned before it’s listed. Every listing carries a free CARFAX report and an independent CarGurus price rating, so you can check the history and the price without taking our word for either.

Financing for every credit situation

Strong credit, low credit, collections, repossessions, past bankruptcy, late payments, or no credit history at all. We work with more than twelve of Canada’s leading lenders, including TD Auto Finance, RBC and CIBC, and we submit only where your application actually fits rather than sending it everywhere.

A 16-dealership network behind us

We keep 40 to 50 vehicles on the lot, and through the Steve Marshall Auto Group we can reach thousands more, often within 24 hours. If what you want isn’t here, tell me and I’ll go find it.

Trade-ins valued in the open

We appraise trade-ins on live market data and Canadian Black Book values, and I’ll show you the comparable vehicles and recent sales behind your number rather than just handing you a figure.

Stephanie handing over keys to a Pacific Nations customer

If you’ve been putting this off because you’re not sure what you’d qualify for, that’s exactly the conversation I’m here to have. Start below and I’ll take it from there.


Get pre-approved

Would rather just talk? Call
250-830-4975
and ask for Stephanie.

Pacific Nations Auto Sales & Finance · Campbell River, BC
VSA Dealer Licence #40399